Question 1

Is the first meeting free?

Accepted Answer

Yes. The initial consultation is offered free of charge and without obligation. It's an opportunity to discuss each client's situation, answer their questions, and explore solutions that might be tailored to their needs. Ms. St-Amour's primary objective is to provide clear advice in a personal, straightforward, and pressure-free manner.

Question 2

Do I need to have investments to consult with you?

Accepted Answer

Not at all! Whether you want to start saving, protect your family, prepare for retirement, or simply better understand your finances, Ms. St-Amour is there to guide you. No matter where you are in your financial journey, it's never too early or too late to take stock.

Question 3

Do you work with multiple financial institutions?

Accepted Answer

Yes! As an independent advisor, Ms. St-Amour compares products from several financial institutions and insurance companies to offer solutions tailored to each client's situation, needs, and budget. There's no need to do the research or compare different options: Ms. St-Amour takes care of it and takes the time to explain everything in simple language so that everyone can make an informed choice.

Question 4

What documents do I need to bring?

Accepted Answer

It depends on the purpose of the meeting. When scheduling an appointment, Ms. St-Amour will simply indicate which documents might be helpful. And if the client doesn't have anything on hand, that's not a problem. The first meeting is primarily for getting to know each other, understanding the client's situation, and answering their questions.

Question 5

How often should I review my financial plan?

Accepted Answer

Ms. St-Amour generally recommends reviewing each client's financial situation at least once a year or whenever a significant change occurs, such as a change of job, the purchase of a property, the arrival of a child, marriage, separation, or retirement planning. A review ensures that insurance coverage and the financial plan evolve with each individual's current situation and goals.

Question 6

Can I just ask questions?

Accepted Answer

Of course! You don't need to be ready to make a decision to contact Ms. St-Amour. Whether it's to ask a simple question or to discuss a situation, she takes the time to respond to each client. Her goal is to make finances easy to understand and to support everyone at their own pace, through the different stages of their lives.

Question 7

Don't know where to start?

Accepted Answer

That's precisely the purpose of an initial meeting. Together, we will take the time to assess your situation, answer your questions, and explore solutions that might suit your needs.

YOUR TOOLBOX FOR BETTER UNDERSTANDING YOUR FINANCES IN MANIWAKI

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Toolbox

Financial Markets Authority (AMF)

Directory of Financial Education Tools (AMF)

Retraite Québec

SimulR – Retirement Simulator

Financial Consumer Agency of Canada

Budget Planner

Government of Canada Financial Calculators

Canada Revenue Agency

Revenu Québec

ÉducÉpargne

The History of Finance

— The first traces of financial management

━ From exchange to money

━ The first loans and the beginnings of banks

Investments are taking off

━ Daily finances

━ One thing has never changed

━ References

FREQUENTLY ASKED QUESTIONS